Auto Loans

You'll receive the same low rate on a new or used vehicle loan. Sign up for automatic repayment and you'll earn a .25% APR off your rate.

We offer some of the best rates around! Plus, our turn-around is fast.

Apply to get preapproved today! Increase your negotiating power when you get a preapproval from your Credit Union. With your preapproval you’ll know exactly how much you can afford, and that you’re getting a great rate. Apply online or by calling 800-268-6928.

Enjoy a .25% APR* discount when you repay through automatic payment!

Refinance your auto loan from another lender - you could save hundreds!

Skip-A-Payment When You Need it Most. Restrictions apply. Click for details.

* Annual percentage rate. If you apply online discount will not appear until a loan counselor completes your loan setup.

Loans (Current as of: Aug 31, 2015)

TypeTermAnnual Percentage Rate as low as *
New and Used Vehicle & Savings/Savings Certificate Secured36 months1.74%*
48 months2.00%*
60-66 months2.00%*
72 months2.75%*
84 months (New Vehicles Only)3.00%*
Motorcycle, Boat, RV & Other Secured36 months4.50%*
48 months4.75%*
60 months5.00%*
72 months5.25%*
84 months5.50%*
Personal Loans-7.75%*
Home Equity LoansFixed Rate5.00%**
Line of Credit4.99%**

* Rate shown includes a 1/4% discount for repayment by payroll deduction or automatic transfer from your Credit Union account. Rates are based on your credit qualifications, terms and line of credit. Please contact the Credit Union (1-800-268-6928) to find out what rate and term you qualify for. Interest rates may change daily.

**Only available in VA. Subject to loan-to-value and credit qualifications. Minimum loan amount is $15,000. Minimum line amount of $15,000 and minimum initial draw of $2,500 on line. Other restrictions may apply. If you close a home equity line or pay off a home equity loan within 36 months after getting it, you may be required to reimburse the credit union for closing costs. Title Insurance may be required.


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